We have 3 credit cards, all maxed to and over the limit. I am consulting a credit counseling service but my husband doesn’t want it to ruin our credit. I personally think it will get us out of debt A LOT quicker and we’re not filing bankruptcy. It may give us a blemish on our credit. But I think it’s worth it.
Can a credit counseling service help me with credit card debt or hurt me?
2 Responses to Can a credit counseling service help me with credit card debt or hurt me?
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Be careful with so-called credit repair businesses. Many are a rip-off and charge you to virtually nothing. You can do better contacting the credit card company yourself and work out payment terms.
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