Running any business can be risky but it is the most professional thing that one can do. You are likely to face issues like late payment or sometimes even no payment at all from your customers which can ruin your business. This makes it necessary that you take strong luotonvalvonta measures to reduce the risk that can affect your business. One thing you should keep in mind while maintaining credit control is to make sure that you don’t hamper relations with your customers..
To make sure that your customers make the payment on time offer them some percentage of discount in case they pay your invoice on time or within seven business days. Mention the amount of money that they would be able to save clearly on the invoice. It will encourage your customers to make prompt payments. Financial condition of your business will obviously improve if most of your customers make payments on time.
Although mobile banking has been in vogue for some time now, allowing us to check our account balance, facilitating transfers, receiving payment or muistutuslasku, checking account as well as credit card statements etc; but the power to buy everything, from a cup of coffee to a car, with just an SMS, was beyond the thinkable.
SMS payment has taken the world by storm and is rapidly being adopted as an alternative method of payment, especially in Europe and Asia; and, why not? When, you can pay, for a wide range of services and goods not with cash, or check or credit cards; but, with merely your mobile phone.
There are number of ways of making a payment via a mobile including SMS, Mobile Web Payments or WAP as well as Direct Mobile Billing. However, owing to various factors, SMS Payment is probably the one, with the highest chance of success. Firstly, it is the most ‘native’ application of mobile phones and is pre installed on every model of every brand, around the world.
Secondly, it does not suffer from a compatibility issue. That is, an SMS or a text message sent from any phone, on any mobile network, can be received on any other phone, on any other mobile network; thus making it a universal service. Thirdly, it is a convenient technology, as no technicalities are involved. Any SMS payment solution is required to strictly follow the Mobile Marketing Associations (MMA) guidelines. Keeping in view the issue of security involved in this mode of payment, the use of short codes is essential. A short code is a 5-6 digits long number assigned to the mobile carriers. The numbers that Theses short codes are only a measure to assure the users that their messages are being sent to and received from legitimate organization, and not to any unknown, unreliable source. The direct connection facilitated by the use of these codes, eliminates the probability of the messages being tampered or intercepted. Furthermore, it allows the messages to be delivered faster and enables catering to a larger customer base.
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