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	<title>Budgeting</title>
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	<link>http://financehouston.com/budgeting</link>
	<description>Latest News And Tips on Budgeting</description>
	<lastBuildDate>Tue, 21 Feb 2012 21:44:52 +0000</lastBuildDate>
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		<title>Live Prosperously, Join Superannuation In Australia</title>
		<link>http://financehouston.com/budgeting/596/live-prosperously-join-superannuation-in-australia/</link>
		<comments>http://financehouston.com/budgeting/596/live-prosperously-join-superannuation-in-australia/#comments</comments>
		<pubDate>Tue, 21 Feb 2012 21:44:52 +0000</pubDate>
		<dc:creator>Gnifrus Urquart</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[Futures and Commodities]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[Investment]]></category>
		<category><![CDATA[Mutual Funds]]></category>
		<category><![CDATA[news and society]]></category>
		<category><![CDATA[organising]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[politics]]></category>
		<category><![CDATA[reference and education]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[society]]></category>

		<guid isPermaLink="false">http://financehouston.com/budgeting/596/live-prosperously-join-superannuation-in-australia/</guid>
		<description><![CDATA[Governments throughout the globe have a deep concern with their people's welfare. One of the programs offered is retirement or pensions program. People in Australia have long been familiar with superannuation term that is used to refer to the program. In this case, employers are requested by law to increase additional amount of fund based on the proportion of their salary which then goes to a complying superannuation in Australia fund. <a href="http://financehouston.com/budgeting/596/live-prosperously-join-superannuation-in-australia/">Continue reading</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tips On How You Can Save Money With Children</title>
		<link>http://financehouston.com/budgeting/595/tips-on-how-you-can-save-money-with-children/</link>
		<comments>http://financehouston.com/budgeting/595/tips-on-how-you-can-save-money-with-children/#comments</comments>
		<pubDate>Mon, 20 Feb 2012 00:39:48 +0000</pubDate>
		<dc:creator>Kidder Seven</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[Family and Budgeting]]></category>
		<category><![CDATA[Family and Finance]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[home and family]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Personal Finance and Financial Planning]]></category>
		<category><![CDATA[Wealth Building]]></category>

		<guid isPermaLink="false">http://financehouston.com/budgeting/595/tips-on-how-you-can-save-money-with-children/</guid>
		<description><![CDATA[What a lot of people don't realize is just how expensive children can be until they have their own. Suddenly the income that was more than enough for two does not cover the bills for three. When it comes to expenses, a lot actually come with children. While the expenses are more evident with infants, it takes just as much if not more money to raise children as they get older. There are some tips you need to consider when you want to save money with your children. <a href="http://financehouston.com/budgeting/595/tips-on-how-you-can-save-money-with-children/">Continue reading</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Budgeting And Dealing With A Debt Collection Agency</title>
		<link>http://financehouston.com/budgeting/594/budgeting-and-dealing-with-a-debt-collection-agency/</link>
		<comments>http://financehouston.com/budgeting/594/budgeting-and-dealing-with-a-debt-collection-agency/#comments</comments>
		<pubDate>Sun, 19 Feb 2012 01:18:31 +0000</pubDate>
		<dc:creator>Paul T. Lotierzo</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[bad debt]]></category>
		<category><![CDATA[business debt collections]]></category>
		<category><![CDATA[collect]]></category>
		<category><![CDATA[commercial debt collection]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit collections]]></category>
		<category><![CDATA[debt collection agency]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[national debt collection]]></category>
		<category><![CDATA[online collection agency]]></category>

		<guid isPermaLink="false">http://financehouston.com/budgeting/594/budgeting-and-dealing-with-a-debt-collection-agency/</guid>
		<description><![CDATA[Unfortunately sometimes there is nothing you can do to avoid default on a loan or bill payment. Having debt is a very stressful part of life but there are things you can do to help yourself relieve stress. It is important to create a budget and spending plan so that you know exactly how much money you have and where it needs to go. Following a budget is an excellent idea even if you are not in debt because it can help you avoid it. It is the job of a debt collection agency to remind you that you owe someone money and that your payments are in default. A bill collection agency is a bit different because they may have the ability to shut off your utilities if you owe on an electric or water bill. This is why it is important to give utilities priority in your budget plan over other types of bills. <a href="http://financehouston.com/budgeting/594/budgeting-and-dealing-with-a-debt-collection-agency/">Continue reading</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Careful Budgeting Reduces Stress Over Money</title>
		<link>http://financehouston.com/budgeting/593/careful-budgeting-reduces-stress-over-money/</link>
		<comments>http://financehouston.com/budgeting/593/careful-budgeting-reduces-stress-over-money/#comments</comments>
		<pubDate>Tue, 14 Feb 2012 19:57:34 +0000</pubDate>
		<dc:creator>Maynard First</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[family budgeting]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[saving on groceries]]></category>

		<guid isPermaLink="false">http://financehouston.com/budgeting/593/careful-budgeting-reduces-stress-over-money/</guid>
		<description><![CDATA[If you are in charge of creating the family budget, chances are, you've had the unfortunate experience of having a brilliant budget plan that isn't executed well. This happens to many families and couples, and with a little attitude tweaking, you can solicit the help of your family in making your budget work. <a href="http://financehouston.com/budgeting/593/careful-budgeting-reduces-stress-over-money/">Continue reading</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Things to Consider About Accounting Services</title>
		<link>http://financehouston.com/budgeting/592/things-to-consider-about-accounting-services/</link>
		<comments>http://financehouston.com/budgeting/592/things-to-consider-about-accounting-services/#comments</comments>
		<pubDate>Mon, 13 Feb 2012 20:11:56 +0000</pubDate>
		<dc:creator>Davenport Xander</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[accounting bookkeeping]]></category>
		<category><![CDATA[Accounting Services]]></category>
		<category><![CDATA[bank reconciliation]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[Bookkeeping]]></category>
		<category><![CDATA[cash books]]></category>
		<category><![CDATA[cash flow management]]></category>
		<category><![CDATA[financial statements]]></category>
		<category><![CDATA[inventory control]]></category>
		<category><![CDATA[payroll accounting]]></category>
		<category><![CDATA[reconciliations]]></category>
		<category><![CDATA[small business bookkeeping]]></category>
		<category><![CDATA[superannuation payments]]></category>

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		<description><![CDATA[<b> </b> <a href="http://financehouston.com/budgeting/592/things-to-consider-about-accounting-services/">Continue reading</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Yes, It Is Possible To Stick To Your Budget!</title>
		<link>http://financehouston.com/budgeting/591/yes-it-is-possible-to-stick-to-your-budget/</link>
		<comments>http://financehouston.com/budgeting/591/yes-it-is-possible-to-stick-to-your-budget/#comments</comments>
		<pubDate>Sun, 12 Feb 2012 00:36:29 +0000</pubDate>
		<dc:creator>Tiffany Nash</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Finance and Banking]]></category>
		<category><![CDATA[Finance and Budgeting]]></category>
		<category><![CDATA[Finance and Loans]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Wealth Building]]></category>

		<guid isPermaLink="false">http://financehouston.com/budgeting/591/yes-it-is-possible-to-stick-to-your-budget/</guid>
		<description><![CDATA[Recent studies have shown that Americans are spending less money on necessities than ever before. But why is our debt rate still increasing with every passing year? The unspoken fact that makes both those statements true is that Americans are spending more and more money on luxury items. Financial advisors believe that each of us has to have a budget to stick with, but the tendency is to not follow that budget because it makes us feel as if we are missing out on something. However, there are a few things that you do quite painlessly to stay within set spending limits. <a href="http://financehouston.com/budgeting/591/yes-it-is-possible-to-stick-to-your-budget/">Continue reading</a>]]></description>
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		</item>
		<item>
		<title>Learn How To Save Money &#8211; First Part In A Series</title>
		<link>http://financehouston.com/budgeting/590/learn-how-to-save-money-first-part-in-a-series/</link>
		<comments>http://financehouston.com/budgeting/590/learn-how-to-save-money-first-part-in-a-series/#comments</comments>
		<pubDate>Fri, 10 Feb 2012 18:37:20 +0000</pubDate>
		<dc:creator>Bernard Bowers</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Finance and Banking]]></category>
		<category><![CDATA[Finance and Savings]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[Wealth Building]]></category>

		<guid isPermaLink="false">http://financehouston.com/budgeting/590/learn-how-to-save-money-first-part-in-a-series/</guid>
		<description><![CDATA[Presenting - the One-Stop Solution to Saving Money on Gas and Food <a href="http://financehouston.com/budgeting/590/learn-how-to-save-money-first-part-in-a-series/">Continue reading</a>]]></description>
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		</item>
		<item>
		<title>Getting Started with Budgeting Software</title>
		<link>http://financehouston.com/budgeting/589/getting-started-with-budgeting-software/</link>
		<comments>http://financehouston.com/budgeting/589/getting-started-with-budgeting-software/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 17:25:32 +0000</pubDate>
		<dc:creator>Alex Bosh</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://financehouston.com/budgeting/589/getting-started-with-budgeting-software/</guid>
		<description><![CDATA[I just started using Mint.com to manage my finances after I reviewed a fascinating article about the best envelope budgeting software . So I assumed I would share how it is possible to get started with this service. So what&#8217;s Mint.com you may ask? Well, Mint.com is a free service which makes handling your cash &#8230; <a href="http://financehouston.com/budgeting/589/getting-started-with-budgeting-software/">Continue reading</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why You Most Definitely Need a Budget</title>
		<link>http://financehouston.com/budgeting/588/why-you-most-definitely-need-a-budget/</link>
		<comments>http://financehouston.com/budgeting/588/why-you-most-definitely-need-a-budget/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 16:07:16 +0000</pubDate>
		<dc:creator>John M Hinges</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://financehouston.com/budgeting/588/why-you-most-definitely-need-a-budget/</guid>
		<description><![CDATA[Lately I became a fan of a great new piece of software called YNAB (You Need a Budget). In this <a href="http://www.onemoneydesign.com/category/you-need-a-budget-review">YNAB review</a>, based mostly on my experience, I am going to discuss 4 of the most important reasons why you should be using this software to manage your money. YNAB will get you on budget and stop you from living hand to mouth waiting on each salary check to arrive. <a href="http://financehouston.com/budgeting/588/why-you-most-definitely-need-a-budget/">Continue reading</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Precisely How Online Calculators May be of Great Assistance to You</title>
		<link>http://financehouston.com/budgeting/587/precisely-how-online-calculators-may-be-of-great-assistance-to-you/</link>
		<comments>http://financehouston.com/budgeting/587/precisely-how-online-calculators-may-be-of-great-assistance-to-you/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 11:48:21 +0000</pubDate>
		<dc:creator>Paulina I. Marca</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[calculator]]></category>
		<category><![CDATA[calculator online]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[loan calculator]]></category>
		<category><![CDATA[online calculator]]></category>

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		<description><![CDATA[Years ago, whenever you applied for a home loan, your broker or provider will give you one or more pieces of paper for you to complete that can assist you understand your mortgage spending budget. In addition, he would likely have to crank the handle of his desk calculator, or mystifyingly key in a bunch of numbers into his desk top calculator to generate your estimated monthly repayments for your property finance loan. <a href="http://financehouston.com/budgeting/587/precisely-how-online-calculators-may-be-of-great-assistance-to-you/">Continue reading</a>]]></description>
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		<slash:comments>0</slash:comments>
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